Skip to main content

Featured

The EU Wants to “Simplify” Environmental Laws—Because Apparently Clean Water Is Too Much Paperwork

I have learned to become suspicious whenever a government announces that it wants to “simplify” something. Simplify taxes? Someone wealthy is about to discover a thrilling new deduction. Simplify worker protections? Your lunch break is about to become an optional wellness experience. Simplify environmental law? Somewhere, a mining executive is staring lovingly at a protected watershed while holding a map, a calculator, and what I assume is a very expensive fountain pen. Now the European Union is facing a formal complaint over its plan to revise some of its main water-protection and management laws. Environmental organizations say the European Commission started moving toward an overhaul without gathering enough evidence or adequately consulting the people who might have something useful to say about it. You know, people such as environmental experts, public-interest groups, affected communities, and those irritating citizens who continue insisting that drinking water should not contain...
Post a Comment
Read more
Labels

Why Should I Have Uninsured Motorist Liability Coverage?

 


Most states require you to carry liability insurance, but what about those who choose not to have insurance? Who pays for damages or injuries?

If you are in an accident with a driver that doesn't have insurance on their vehicle, you will be responsible for damages to your car and possibly, the injuries of any passengers you have with you.

Uninsured Motorist coverage includes Uninsured Motorists Bodily Injury (UMBI) and Uninsured Motorists Property Damage (UMPD). UMBI and UMPD are separate coverages, and each one pays for different damages or injuries.

Uninsured Motorists Bodily Injury helps pay medical costs for injuries, up to your limits listed on your policy, for yourself and any passengers you have with you if the uninsured motorist is at fault for the accident. Medical costs can run thousands of dollars depending on the severity of injuries and how many passengers are with you at the time of the accident. This coverage has the potential to save you from financial heartbreak. It may also pay for lost wages and other expenses incurred as a result of the accident. Check your policy jacket for the details specific to your policy and state insurance regulations.

Uninsured Motorists Property Damage covers damages to your vehicle if an uninsured motorist causes an accident that damages your property. The maximum amount paid out for any damage is determined by the limits listed on your policy and the adjuster who investigates. The damage could be to your home, fence, or your vehicle.

You may be required to carry Uninsured Motorists liability coverages per your state laws and insurance regulations. Your local agent can recommend and advise you in your choice of whether or not you must carry this coverage.

Labels:

Comments

Post a Comment